Veteran-Led · Fee-Only · Judgment-Free

Financial Planning for Military Veterans & Working-Class Individuals

No Minimums · No Hidden Fees · No Judgment

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  • Transparent Pricing
  • Education-First
  • Results-Driven
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It’s Time Someone Took Your Money
As Seriously As You Do.

You're not alone. Here's what veterans and working families have shared:

  • “They wanted $100K minimum before they'd even talk to me.”
  • “Spent 45 minutes trying to sell me products I didn't understand.”
  • “Their fees were more than my car payment.”
  • “I'm drowning in financial advice and still confused.”

The truth? Most of the financial world is built to serve the wealthy, not people like us. That ends now.

What If You Could Get the Same Financial Planning That Millionaires Receive… For Just 1% of Your Income?

Dr. Steven Crane went from homeless veteran to financially free in 5 years. Now he's helping others do the same.

Here's How I'm Different:

FEE-ONLY FIDUCIARY

Your success is our success. No insurance kickbacks. No product commissions. No conflicts of interest.

COMPREHENSIVE FINANCIAL DIAGNOSIS

Like a doctor for your money. We examine cash flow, debt, taxes, insurance, investments, estate planning and more.

QUARTERLY REPORT CARDS

Regular check-ups keep you on track. No “set it & forget it”, we monitor your progress consistently.

UNLIMITED SUPPORT

Life doesn’t wait, and neither do we. Call, text, or email any time you need help.

ONE DASHBOARD

Stop logging into 37 different sites. View your complete financial picture in one place.

TRANSPARENT PRICING

Simple. Honest. Fair. Know exactly what you'll pay, always just 1% of income.

COMPREHENSIVE ESTATE PLAN

Valued at $1000+. Complimentary to each of my clients.

SPECIALIZED IN THE FORGOTTEN CLASS

Serving those who have been historically overlooked. Everyone deserves financial equity.

See Exactly What You'll Pay
Dr. Steven Crane headshot

Why People Trust Dr. Steven Crane

After being honorably discharged and left homeless, Dr. Crane rebuilt his life and reached financial freedom in just five years. He now channels that grit into guiding veterans and working-class families toward the same goal.

$4.2B+ Benefits Delivered
to Veterans through 360 veteran
2,500+ Volunteer
Mentorship Hours
150 Professional
Certifications

Key Professional Designations

  • ChFC®
  • CLU®
  • AFC®
  • NSSA®
  • FRC®
  • CFEd®
  • CF2®
  • CMFA®
  • CBDA®
  • RFC®
  • MQFP®
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MY PROCESS

My Proven 4-Tier System: From Financial Chaos to Legacy Building

The same framework that took me from homeless to financially free in 5 years.

Why most people fail: they start with investing before building a foundation.
Why my clients succeed: we build from the ground up, one tier at a time.
No shortcuts. No gimmicks. Just proven methods.

The Financial Foundation Most People Skip

✕ The Problem with Traditional Approaches

  • Start with investments before securing basics
  • Focus on returns instead of holistic planning
  • Ignore budgeting & insurance
  • Overwhelm clients with complexity
  • No systematic progression or accountability

✓ My Solution: The 4-Tier System

  • Rock-solid foundation first
  • Progress systematically through each level
  • Master a tier before moving on
  • Quarterly assessments to track advancement
  • Sustainable wealth-building that lasts

Think of it like Maslow's Hierarchy of Needs, but for your money.

A Step-by-Step Approach to Lasting Wealth

1

Identify & Stabilize

Understand your finances & values. Optimize your foundation.

2

Protect & Defend

Insurance, taxes, emergency planning, secure your progress.

3

Eliminate & Build

Crush debt while accelerating retirement & education savings.

4

Thrive & Expand

Advanced investments, alternatives, and generational legacy.

Every strategy is designed around your values, personality, and life vision — not just your bank balance.

Take This Roadmap With You

Get our complete 4-tier financial foundation roadmap as a downloadable guide you can reference anytime.

Download Our Process Roadmap
Phase 1 illustration

Phase 1: Identify & Stabilize
“Get Clear on Where You Stand and What Matters Most”

  • Complete financial diagnosis & values assessment
  • Budgeting, cash-flow optimization & behavior analysis
  • Essential estate planning & personality evaluation
  • Financial confidence building & goal alignment
Phase 2 illustration

Phase 2: Protect & Defend
“Secure Your Progress”

  • Strategic tax planning & optimization
  • Emergency-fund strategy & risk assessment
  • Comprehensive insurance review
  • Behavioral-bias education
Phase 3 illustration

Phase 3: Eliminate & Build
“Remove Barriers and Accelerate Growth”

  • Strategic debt elimination & liquidity planning
  • Retirement acceleration & life visioning
  • Children’s education planning
  • Family goal setting
Phase 4 illustration

Phase 4: Thrive & Expand
“Multiply Your Success”

  • Advanced investment strategies & policy creation
  • Alternative investments & holistic life planning
  • Legacy & generational wealth strategies

Ready to Start Building Your Financial Foundation the Right Way?

No sales pitch. No pressure. Just honest answers.

Book Your Complimentary Meeting

You Are in Control of Your Future

You can keep trying to figure it out alone, overwhelmed by conflicting advice, suffering analysis-paralysis, and missing blind spots…

Or you can follow a proven system built by someone who went from homeless to financially independent in 5 years, used by hundreds of veterans and working families.

The foundation you build today determines the legacy you leave tomorrow.

Book Your Strategy Session

Everything You Need to Build a Financial Legacy

All for just 1% of your household income. No surprises. No upsells.

Cash Flow & Budgeting

Clear dashboards for quick financial overviews. Track spending trends and monitor your financial vitals.

Risk Management

Real‑time insurance analysis. Home, auto, and medical coverage reviews to protect your family.

Investment Management

Tailored portfolios based on your risk tolerance with real‑time net‑worth tracking.

Tax Planning

Strategic analysis to reduce future tax liabilities—stop overpaying Uncle Sam.

Estate Planning

Establish trusts for privacy and efficiency, name guardians, and protect your legacy.

Retirement Planning

Detailed projections and personalized strategies to help you retire on your terms.

Family & Life Planning

Align your financial strategy with your values, goals, and what matters most to your family's future.

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CONTINUOUS GROWTH

Ongoing Education

Your financial journey doesn't end with a plan—it evolves with you. Stay informed, stay ahead, and stay confident with our continuous learning ecosystem.

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Monthly Webinars

Live sessions covering market trends, tax strategies, and financial planning fundamentals. Ask questions, get answers, build knowledge.

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Quarterly Reviews

Regular check-ins to assess progress, adjust strategies, and celebrate wins. Your plan stays current with your life.

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Learning Resources

Curated articles, guides, and tools delivered to your inbox. Financial literacy is your superpower—we help you build it.

10+ Years of Experience
2,500+ Hours Taught
$500,000+ Invested in Education & Growth
$4.2B in Veteran Benefits Delivered
1,000+ Media Hits & Speeches

Because financial education shouldn't be a luxury—it should be your right.

Ready to Stop Being Overlooked?

Your financial diagnosis is completely FREE. No sales pitch. No pressure. Just honest answers and a personalized action plan.

  • Understand exactly where you stand financially
  • Identify the biggest opportunities and risks
  • Get a clear roadmap for your next steps
  • See if we're the right fit to work together
Book Your Free Diagnosis