Fiduciary Oath

As a Certified Financial Fiduciary® and fee-only Registered Investment Advisor (RIA/IAR), I commit to the highest standard of duty and care in serving my clients. I proudly take this Fiduciary Oath to affirm that I will always act with honesty, integrity, and loyalty in every aspect of my professional practice.

My Fiduciary Pledge

Client First

I will put the best interests of my clients ahead of my own, my firm's, or any other entity's. Every recommendation I make will be driven solely by what is best for the client.

Loyalty & Duty of Care

I will act with the competence, care, skill, diligence, prudence, and judgment of a skilled professional at all times.

Fee-Only

I do not accept commissions or third-party compensation. To the greatest extent possible, I will avoid conflicts of interest. When conflicts cannot be avoided, I will disclose them immediately, fully, and manage them in the fairest and most transparent manner.

Full Transparency

I will clearly disclose all fees, costs, and any potential conflicts of interest in a manner that is easy for clients to understand.

Objectivity & Independence

I will provide advice that is objective, unbiased, and grounded in evidence-based financial planning principles — free from product sales incentives or hidden agendas.

Confidentiality & Trust

I will protect and respect the confidentiality of all client information, treating it with the utmost sensitivity and care.

Legal & Ethical Responsibility

As a fiduciary under the law, I am bound to these duties at all times, without exception. I will not waiver in my obligation to do what is right, ethical, and in alignment with both the letter and spirit of fiduciary duty.

Commitment to Professional Excellence

I will continuously maintain and improve my professional competence, committing to lifelong learning, and always striving to elevate the standard of care I provide to my clients.

Closing Statement

Serving my clients is a profound honor. This Oath is not just a legal requirement — it is a moral commitment. I will always put my clients' interests first, uphold the highest fiduciary standards, and faithfully guide them with integrity, transparency, and care.