More Than a Plan — Your Blueprint to Financial Freedom

Financial Legacy Builders stands apart from traditional financial firms through our unique approach and unwavering commitment to your success:

• Fee-Only Fiduciary: Legally and ethically required to put your interests first. No commissions, no product sales.
• Education-First Model: Teach you to fish instead of being your captain forever. You become the CEO of your life, we're your CFO.
• "The Forgotten Class" Focus: Serving those historically marginalized by financial services. Planning is a right, not a privilege.
• Unparalleled Experience: Advanced degrees, certifications, and real-life experience overcoming poverty and homelessness.
• Behavior-Based Philosophy: 80% behavior, 20% math. Technology handles calculations; we provide irreplaceable human coaching.

My comprehensive approach goes far beyond traditional financial services. I believe life is more than a spreadsheet, which is why our services include:

• Comprehensive Financial Planning: Holistic approach covering investments, insurance, taxes, and beyond
• Investment Management: Professional portfolio management aligned with your goals
• Ongoing Coaching & Support: Continuous guidance and accountability
• Routine Education: Regular learning opportunities to empower your decisions
• Whole-Person Focus: Support for career, health, well-being, and life goals
• 10-Meeting Process: 20 hours of one-on-one planning ensuring every life stage is integrated

Transparency is core to our relationship. My fee structure is simple and straightforward:

Initial Financial Plan: 1% of your household income (Example: $60K income = $600 total)

Ongoing Monthly Support: 1% of household income ÷ 12 (Example: $60K income = $50/month)

Investment Management: 1% of managed assets (all-inclusive fee with no hidden costs)

You work directly with Dr. Steven Crane throughout your entire journey. No junior associates, no rotating team members.

Personal Attention: 100% of your planning and meetings are with me directly

Trusted Network: Access to my behind-the-scenes partners and referral specialists when specialized expertise is needed

Personal finance should be easy to understand and even easier to implement. My philosophy focuses on mastering fundamentals first:

• Fundamentals First: Master the basics before exploring alternative investments like crypto or real estate
• Simple Implementation: Easy setup with automatic contributions and minimal fees
• Defense Wins Championships: Proper insurance and risk management create a solid foundation
• Consistency Over Complexity: Focus on doing the basics really well over time
• Peace of Mind: Live your life instead of stressing over things outside your control

We never judge success by market performance alone. True financial success means controlling what's in your control:

• Empowered Decision-Making: Confidence to make educated financial choices
• Healthy Money Relationship: Clarity and confidence in your financial identity
• Future Security: Peace of mind knowing your financial foundation is solid
• Work/Life Harmony: Financial freedom that supports your lifestyle goals
• Daily Progress: Consistent movement toward your dreams and objectives

My ideal clients are ready to move beyond DIY resources and build a real financial legacy. I specialize in serving:

• Military Veterans: Those who've served and deserve comprehensive financial support
• Working-Class Individuals: People historically overlooked by financial services
• Legacy Builders: Those ready to move beyond podcasts and books toward real planning
• Stepping Stone Seekers: The bridge between "do-it-yourself" and "done-for-you"
• Foundation Builders: People who recognize the need for professional guidance without full asset management

Your legacy deserves the highest level of protection. My security measures exceed industry standards through our experience with global medical data protection:

• Elite Security Measures: Industry-leading protection surpassing many major advisory firms
• XDR Protection: Extended Detection and Response with 24/7 SOC monitoring
• Zero Trust Architecture: Advanced security protocols protecting all access points
• DNS Protection: Comprehensive network security on all systems
• Multiple Backups: Redundant data protection with strict protocols
• Legacy Protection: Safeguarding not just data, but your family's financial future

Getting started is straightforward and begins with understanding your unique situation:

Step 1 - Complimentary Meeting: Schedule your initial consultation to discuss your goals

Step 2 - Financial Triage: Complete a comprehensive assessment of your current situation

Step 3 - Financial Diagnosis: Receive personalized recommendations and next steps

Step 4 - Decision Point: Choose from specialist referral, guidance resources, or personal planning with me

Step 5 - Legacy Building: Complete onboarding and begin your 10-meeting transformation journey

Your financial future is your financial legacy. Trust should be earned through actions, not words. Here's what drives our commitment to you:

• Military Service Values: Servant's heart focused on leaving things better than we found them
• Proven Track Record: Success building and scaling multiple companies with integrity
• Fee-Only Fiduciary: Legal obligation to put your interests first, always
• Democratized Access: Making financial planning accessible regardless of income or background
• Life's Purpose: This isn't just business—it's a mission to serve and add value

Only you can determine if we're the right fit to help build your family's legacy.