You may have heard everyone should keep three to six months of expenses saved. That's a helpful guideline, but your ideal reserve depends on much more than a single formula.
This assessment calculates a personalized liquidity target based on your actual life: your income, career, family, housing, health, business, insurance, and comfort with uncertainty. There are no right or wrong answers.
Enter what you'd need each month to maintain your household during a temporary emergency. Include only necessary expenses that would continue if your income stopped.
Enter money available for a genuine emergency without selling long-term investments, borrowing, or creating significant taxes or penalties.
Question 1 of 20
These aren't scored - they help your advisor understand your situation.
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